Get Your Credit Rating Online Now
Canadian credit rating online
View Your Credit Rating online Now in Canada
Click Here Now to See Your Credit Rating Online
Get Details on credit cards and loans opened in your name, companies accessing your credit file, delinquent payments and more. See your credit report history online now; Immediate online access, Easy-to-read, printable format, Return to view this report online for 30 days. With your credit report you can see the report lenders use most to qualify you for credit. Plan for major purchases - car, home, education.
What is my Credit Rating?
Every piece of credit history information in your credit file is assigned a rating by the credit grantor. The most common ratings are "R" ratings. These are known as North American Standard Account Ratings and are the most frequently used. The "R" indicates that the item being described involves revolving credit. If you always pay on time, it will be coded an R1. If an amount was written off because you never paid it back, it is coded R9. The R ratings are a coding system that translates "on time", "one month late", "two months late", etc., into two-digit codes.
| Rating | What it Means |
| R0 | Too new to rate; approved but not used |
| R1 | Pays (or paid) within 30 days of payment due date or not over one payment past due |
| R2 | Pays (or paid) in more than 30 days from payment due date, but not more than 60 days, or not more than two payments past due |
| R3 | Pays (or paid) in more than 60 days from payment due date, but not more than 90 days, or not more than three payments past due |
| R4 | Pays (or paid) in more than 90 days from payment due date, but not more than 120 days, or four payments past due |
| R5 | Account is at least 120 days overdue, but is not yet rated "9" |
| R7 | Making regular payments through a special arrangement to settle your debts |
| R8 | Repossession (voluntary or involuntary return of merchandise) |
| R9 | Bad debt; placed for collection; moved without giving a new address |
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